Monthly Archives: February 2014

PAY SARS LESS. PAY YOURSELF MORE.

With only a few days left in the tax year, you have just enough time to make a prudent financial decision that may save you a few thousand rand on your next tax return, and earn you considerably more than that at retirement!  It’s common practice amongst those astute in minimising their tax deficits and…
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KIDNEYS AND RISK COVER

If you were to take a quick poll from your peers of what they fear the most, you’re most likely to receive answers like snakes, flying, thunderstorms (non-Highveld-people…), needles, the dark and, if they’re really honest, the dentist! For the most part these fears originate around our mortality and anything that threatens our health. Which…
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WHY DO YOU NEED A FINANCIAL PLANNER?

This question crosses the minds of most people, just moments before they meet up for coffee with their financial adviser – and it’s a good question! This question can be answered in so many ways… so let’s answer it with a few questions: Would you service your own car? Would you diagnose yourself if you…
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ARE YOU COVERED FOR THE COST OF INFLATION?

Every day I sit with potential investors who are shopping around for the “best” rate.   The "best" rate doesn't exist.  It is a customised rate based on your needs, requirements, risk appetite, investment term, access to capital and other factors including tax. What I can tell you is that if the rate you obtain…
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