Monthly Archives: November 2014

GETTING YOUR TEAM RIGHT

Being entrepreneurial, following your dreams and starting something new is exciting and can be extremely rewarding. But… not being able to find reliable, competent staff is a common problem. Realising that employees are sometimes a reflection of their employer is a helpful first step towards nurturing your human capital. This is not to say that…
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THE TOP 3 REASONS THAT SOUTH AFRICANS SAVE

FNB recently did a study of the top reasons why South Africans choose to save their money in a culture with a penchant to spend, spend, spend. The results of the study show three main outcomes for which people save, prioritized differently depending on the income bracket of the person. The three main reasons for…
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REVISING YOUR RETIREMENT ANNUITY

Retirement annuities form a staple for many people’s financial saving diet. Seeing that it is such an important investment it would be wise to not let it stagnate and lose. The fees charged on RA's have undergone significant change over the past years, if you have been investing into your RA for more than five…
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A FRESH START, TO YOUR CREDIT RECORD

Having an impaired credit record is an affliction suffered by almost half of the 21 million consumers in South Africa. This ranges from consumers with defaults, judgements, administration orders and consumers who were three months or more in arrears with account payments. Recently, between 1 April and 31 May 2014, the South African government implemented…
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