“Every financial plan starts with a budget!” Ruark Pepler. It is almost impossible to plan for your future financial needs if you don’t have a budget. Contrary to popular belief, a budget shouldn’t make you feel bad or feel like you’re useless with managing your money, rather, a budget is an important tool to guide...
Preparing your children for their financial future is one of the greatest gifts you can give them. For many parents, talking about money can be an uncomfortable subject and discussing finances with your children can feel both personal and scary, but they need to learn if they are to make wise decisions concerning their own...
Nowadays, making a transaction can feel somewhat unreal. Just a swipe and a glance at the number displayed on a digital screen. Whilst this seems easy and practical, it poses a big problem that is too-often overlooked. When we stop dealing with physical coins and notes – a mental disconnect occurs between the digital numbers...
Saving in your thirties becomes increasingly difficult as your financial responsibilities increase. However, sound financial decisions during this phase of life can have profound benefits at a later stage. Here are some common financial mistakes to avoid: The first is failing to draw up a budget. A proper budget is the starting point of all...