“A CFP®, or Certified Financial Planner®, is at the leading edge and is able to provide high-quality, professional advice,” Ruark Pepler. You will probably see the letters CFP® in my signature or peppered around on our website. I’m passionate about this designation as it represents my commitment to this profession, and in turn, gives you...
“Baby-boomers had, on average, 3-5 employers. Gen-X and Millenials will likely have more than 10.” Ruark Pepler. One of the most important times to reassess your financial plan is when you’re changing jobs or employers. If you have your pension or provident fund transferred directly to you, it could be one of the most damaging...
“Fee-based financial planning is essentially paying a fee for independent advice, regardless of a product sale,” Ruark Pepler. Not every financial planning decision needs to lead to the sale of a product. Sometimes, adding more money to your debt, or paying a fee for advice to confirm that you’re on the right track is worth...
“Financial planning is an ongoing process that you need to go through with a certified financial planner,” Ruark Pepler. A financial review should be done at the very least, once a year. In this video, Ruark Pepler shares some of our review processes to help you understand the scope of this valuable practice. Have your financial...