“There are two different styles of investing – active and passive,” Ruark Pepler. Active investing refers to funds where there is a fund manager who actively manages the funds by applying both qualitative and quantitative analyses. Passive investing is typically a style of investing that is managed by an algorithm. In this quick video, Ruark...
“It’s important to note that there is a distinction between pre-retirement investing and post-retirement investing,” Ruark Pepler. In short, pre-retirement investing looks at accumulating and growing wealth, whereas post-retirement investing is focused on creating an ongoing income from your investments. In this quick video, Ruark Pepler lays out how you can secure your financial future,...
With discretionary investments, the tax rules that apply are specific to you as an individual, as you are buying directly into direct shares or direct unit trust investment options. In this video, Ruark explains discretionary investments, including: Tax wrappers How discretionary investments work for your income and tax How to get there best out of...
Endowments have some good benefits about them. Such as the fact that they can reduce the tax rate within trusts or that they pay out tax-free for you. However there are conditions about endowments for individuals. Ruark presents a breakdown of endowments according to: What benefits endowments have How to benefit from endowments Who can...