“There are two different styles of investing – active and passive,” Ruark Pepler. Active investing refers to funds where there is a fund manager who actively manages the funds by applying both qualitative and quantitative analyses. Passive investing is typically a style of investing that is managed by an algorithm. In this quick video, Ruark...
“It’s important to note that there is a distinction between pre-retirement investing and post-retirement investing,” Ruark Pepler. In short, pre-retirement investing looks at accumulating and growing wealth, whereas post-retirement investing is focused on creating an ongoing income from your investments. In this quick video, Ruark Pepler lays out how you can secure your financial future,...
“Just because you have an RA, doesn’t mean you’ll be able to retire,” Ruark Pepler. There are many hard truths that people only face a few years away from retirement when it’s possibly too late to make subtle changes to their plan. The earlier you can tackle these misconceptions, the sooner you can fix them!...
“In short, we call this an emergency account,” Ruark Pepler. Many people have heard, but not heeded, the advice to “save for a rainy day”. In financial planning terms, we view this as an emergency account and it should form a basic part of every financial plan. Your emergency account must: Be easily accessible Not...