There is a powerful reminder that often surfaces when life feels overwhelming: You have survived your worst days, and you are stronger than you think. A.A. Milne put it like this: “You are braver than you believe, stronger than you seem, and smarter than you think.” When we apply this simple truth to our financial...
It’s not uncommon to speak with someone who believes that we spend decades of our lives looking forward to the day we can finally stop working. We build our financial plans, calculate our retirement numbers, and dream of a life with no alarm clocks or urgent meetings. This is a common cultural assumption. But what...
It’s completely natural to obsess over the numbers on our investment statements. We track the growth, review our asset allocation, and carefully project how long our capital will last. This is good practice and solid foundational planning, but it’s not the whole story. What if, in all our careful calculations, we are overlooking the most...
It’s so easy to look at our budgets, our financial planning and our risk products and ask questions about what we have and don’t have. But what if, in all this planning and evaluating, we miss a crucial question? What if we don’t simply ask what we have, but remember to ask what it’s all...