Meaningful and secure planning

Real financial planning goes far beyond spreadsheets, securities and stocks. It’s about connecting money to life. And sometimes, the most important questions aren’t just “Can we afford it?”, but, “Is this the right decision for our lives right now?” In a recent conversation with clients, a seemingly simple question was raised: “Can we afford to...

Social and environmental pressures

HOW THEY INFLUENCE YOUR FINANCIAL PLANNING Have you ever bought something not because you really needed it, but because everyone else seemed to have it? Maybe it was the latest smartphone, a fancy car, or even an expensive dinner at the trendiest new restaurant. If so, you’re not alone. The truth is, our financial decisions...

Behavioural biases and heuristics

HOW THEY INFLUENCE YOUR FINANCIAL PLANNING Have you ever made a financial decision you regretted, only to look back and wonder what on earth you were thinking? Maybe you held onto a losing investment for far too long or refused to explore a new financial opportunity because it just didn’t feel right. The truth is...

Mindset, stress, and emotions

HOW THEY INFLUENCE YOUR FINANCIAL PLANNING Money may be a tool, but how we use that tool is often driven by emotions, beliefs, and life experiences far more than logic and spreadsheets. Why do some people save meticulously while others can’t seem to keep a dollar, pound, or rand in their pocket? Why do some...

Scroll to top