Structuring for efficiency is about how you invest and how you hold your assets. Especially with regards to investing in a manner that will reduce taxes for you. You can get advice around how to do this from your financial planner. In this video, Ruark describes: The acronym S.M.A.R.T for tax reducing investing The benefits...
Planning for your retirement (whatever you think that might look like) is vital and offers huge benefits if you can start early. It is a good idea to start thinking about your lifestyle in retirement, even when you’re as young as 21. Ruark in this video shares some vital tips: Why planning retirement early is...
When you don’t have a financial plan in place – where should you start? As Ruark mentioned in the previous video, you shouldn’t leave your will or life insurance until the final stages of your financial plan – you should start with them. In this video he unpacks why, highlighting your obligations to your dependents...
When you don’t have a financial plan in place – where should you start? Many people leave their Last Will and Testament until the final stages of their financial plan – we believe it should be the first! Ruark takes us through a few quick points that cover your will, an emergency account, and insuring your most...