Blog

How retirement savings could be saving you tax

For decades retirement savings have formed the foundation of a financial plan, and for good reason – but did you know that retirement savings can not only help finance your older years, they can save you money on tax right now? It’s a common mistake, but many people forget to declare contributions to their retirement…
Read more

How to have a financially savvy Valentine’s Day

It’s Valentine’s Day this month, a holiday that doesn’t get much love for the way it costs plenty of sensible people a lot of foolish spending. This Valentine’s, why not take a more financially prudent stance? First things first: have the important talks as a coupleThe number of couples who get engaged or take their…
Read more

The number one conversation to have around your finances this year

For many of us, the first conversation any one has with us about our financial planning is around retirement. Either retirement is too close and is a tad on the stressful side to chat about (particularly if we’re a little behind in our investment strategy) or it’s just far enough away for us not to…
Read more

What to eat for your most productive January ever

If ever there was a universal cheat-meal week… it must be the week between Christmas day and New Years day. And that’s for the most diligent - if we’re honest, most of us view it as a two-to-three week cheat… Everyone could use a boost of healthy eating come January! Here, we’ve rounded up the…
Read more

Five ways to improve your productivity

If your to-do list is stressing you out now that the holidays are over, worry no more. Sometimes productivity is not about trying to squeeze even more things into each day, which is still stubbornly refusing to be any longer than 24 hours, but rather about working smarter. Not harder - especially so soon after…
Read more

Five apps to get for your best year yet

We’ve all done it – made New Year’s resolutions and never fulfilled them. This January, why not get some little helpers instead? These apps will make 2019 a breeze. The ‘be more mindful’ resolution substitution: Kyō Most productivity apps help you try and cram more into your already busy day, but Kyō does the opposite.…
Read more

New Year’s resolutions for more wealth and financial health in 2019

When 1 January rolls around, most of us are a little worse for wear: we’ve overindulged, under-exercised and are more than a little tired. It’s the same with our finances – many of our wallets take a financial overindulgence through the festive season. Fear not – with a few simple commitments, you can get keep…
Read more

Easy ways to eliminate waste this festive season

It’s a terrible misnomer, but the festive season – which is all about cheer and goodwill to all in various religions – is one of the most wasteful of the year. There are piles of present wrappings, tons of unwanted toys and lots of leftovers - but it doesn’t have to be that way. To…
Read more

Four things to do if the markets crash this December

December should be a time of rest and relaxation - but for South African investors, the month comes with ominous memories. ‘Nenegate’ and Zuma’s infamous cabinet reshuffle, the Steinhoff collapse and several other rand-slaughtering incidents occurred in the month of the year when everyone was hopefully on holiday; plus the ANC elections occur next December…
Read more

Your Christmas wish list for increasing productivity in 2019

It’s that time of year again, when loved ones begin asking: ‘what do you want for Christmas?’ Your PA is also going to look at you with expectant eyes in terms of what gifts to order for clients, seniors in the company and such. Answering ‘nothing’ is not going to get you very far with…
Read more

Books to read on the beach that’ll inspire you for 2019

A change is as good as a holiday, and a holiday is a good place to start a positive change. For those lucky enough to be going away at the end of this year, we’ve rounded up some of the books the world’s brightest sparks are raving about to get you feeling excited about 2019…
Read more

Is now the time to buy or rent?

Various factors, such as employment prospects, family situations, lifestyle choices and investment goals, come in to making the decision about whether to buy or rent a home. In any market, there are different reasons for why you may choose to do one or the other, as there are good arguments for both renting and buying…
Read more

The right REIT

A real estate investment trust (REIT) is a company that finances, operates or owns real estate that produces an income, and is a way for investors to have a liquid stake in the real estate market. According to Nareit, which is the representative voice for REITs, more than 225 REITs were trading on an American…
Read more

Why is travel insurance so important

According to recent statistics, 5.5 million South Africans travelled abroad in 2016, showing that travel has become a part of many people’s lives — be that for business or leisure. A vacation can be an enriching experience that allows us to step away from our daily lives to relax and, enjoying it with added peace-of-mind…
Read more