Disability Insurance protects your ability should any health or physical event (like an accident) inconvenience you from making an income. In this video, Ruark talks about the value of the following types of disability insurance: Income Protection (Temporary Income Protection and Permanent Income) Lump Sum Disability Cover
Life Insurance is possibly one of the most common forms of insurance specifically in the form of funeral cover – everyone seems to believe that they need funeral cover. We don’t think this is necessarily the best approach. Ruark shares some tips and thoughts to work through before taking Life Insurance, or when reviewing your...
Death can be an expensive affair and it is easy to underestimate the costs involved, especially as some unconsidered fees can quickly add up. As well as the funeral expenses, those left behind can be liable to pay mortgage bond cancellation costs, appraisement costs, Master’s Office fees, legal fees, costs of realisation of assets, bank...
Did you know that a trust is not simply: a trust? There are many different classifications of trusts in South Africa, such as ownership trusts, bewind trusts and curatorship trusts. Trusts can either be created during a person’s lifetime, which is known as an inter vivos trust, or set up according to a person’s will...