We all know that the only two certainties in life are death and taxes. Even after we’ve gone, taxes are still levied against our estate. The more money we make, the more money the taxman looks to take. Tax can be a serious stumbling block in our financial mindset, especially when we think about all...
“A CFP®, or Certified Financial Planner®, is at the leading edge and is able to provide high-quality, professional advice,” Ruark Pepler. You will probably see the letters CFP® in my signature or peppered around on our website. I’m passionate about this designation as it represents my commitment to this profession, and in turn, gives you...
If we don’t stand for something, we will fall for anything. Essentially, our actions will either result from what we choose, or what is chosen for us. Our days are packed full of communication and actions. From the moment we engage with our mobile device or open our emails, messages begin to stream in and...
“There are two different styles of investing – active and passive,” Ruark Pepler. Active investing refers to funds where there is a fund manager who actively manages the funds by applying both qualitative and quantitative analyses. Passive investing is typically a style of investing that is managed by an algorithm. In this quick video, Ruark...