As we build businesses and seek to create various income opportunities, we are always confronted with the challenge of pricing. It’s a challenge because all of our situations are different. Those with qualifications and experience often charge more for their time. But it’s not a sure way to work out billing and costs; sometimes people...
“Every financial plan starts with a budget!” Ruark Pepler. It is almost impossible to plan for your future financial needs if you don’t have a budget. Contrary to popular belief, a budget shouldn’t make you feel bad or feel like you’re useless with managing your money, rather, a budget is an important tool to guide...
Readiness is key to learning something new. If we’re not ready to learn something… it will probably go straight in one ear and out the other. That was a favourite phrase of parents and teachers alike – if we weren’t paying attention, they’d lay that line thicker than peanut butter on a slice of white...
Whilst intentional reflection may happen at the end or beginning of a year or personal growth journey, unintentional reflection happens all the time. And, we barely notice it, most of the time. But, several times a week, if not several times a day, we measure ourselves against something or someone; we’re either measuring ourselves against...