“The purpose of diversification is to reduce your overall risk,” Ruark Pepler. It’s well known that it’s unwise to put all our eggs into one basket, and when it comes to investing, diversification is how we do that! To put all our savings into one investment vehicle or a money market account means that our...
“I am always ready to learn, although I do not always like being taught.” Winston Churchill So often, after about 12-14 years in conventional schooling systems, all we want to do is “get out”! There are exceptional educators out there who take time and energy to nurture not only the minds of their learners but...
“In the simplest terms, one is the accumulation of funds whilst the other is the growth of funds,” Ruark Pepler. Did you know that there’s a difference between saving and investing? So many people use these terms interchangeably, and it can confuse and restrict the growth of your financial portfolio. If we are not growing...
Have you ever heard someone say that you need to make your money work for you? It seems like an impossible achievement for many of us because we immediately think we need a stack of dollar bills to leverage this strategy. And, that’s not entirely incorrect. We do need a large sum invested, but we...