We often talk about the emotional side of money, but sometimes the barrier to peace of mind is purely logistical. Over a lifetime of working, moving, and saving, it is normal to accumulate a “financial junk drawer”. You might have a pension from a job you left ten years ago, a savings account opened on...
(This is the last blog of three about biases and how they impact our financial planning, all published this month.) If you’ve ever walked away from a brilliant webinar or insightful podcast thinking, “Yes! I’m going to make a change,” and then done… nothing, welcome to the club! Change is hard. Not because we’re lazy,...
If financial planning were just about logic, calculators would replace conversations. But as we all know, that’s not how life works. Your relationship with money isn’t built solely on maths; it’s built on meaning. And meaning is shaped by how we see the world, how we were raised, the communities we belong to, and what...
FACT: It’s hard to see what we can’t see… One of the hardest truths to accept — in finance, relationships, and life — is that our thinking isn’t always as clear as we believe it is. We all have blind spots. Not because we’re foolish, but because we’re human. And, we don’t know… what we...