“In the simplest terms, one is the accumulation of funds whilst the other is the growth of funds,” Ruark Pepler. Did you know that there’s a difference between saving and investing? So many people use these terms interchangeably, and it can confuse and restrict the growth of your financial portfolio. If we are not growing...
Have you ever heard someone say that you need to make your money work for you? It seems like an impossible achievement for many of us because we immediately think we need a stack of dollar bills to leverage this strategy. And, that’s not entirely incorrect. We do need a large sum invested, but we...
“Understand the structure of your policy and know how to compare apples with apples,” Ruark Pepler. There are many elements of a risk insurance quote and are the main reason why we can’t simply weigh up two different quotes based on cost. In most cases, it’s not like comparing apples with apples – so, understanding...
Somehow, despite all the messages to be kinder to ourselves, we have this predisposition to put ourselves down. Along the line, the early messages of “You can do better” become “You’re not good enough.” We live in an age where the focus is on self. As we scroll through social media, we see countless selfies,...