I normally finish off the month with some awesome saving tips, but seeing that Christmas is around the corner, I thought I’d kick off December with these out-of-the-box ideas. Whether it’s sticking to the rules, brewing some domestic cocktails or just staying informed, here are some crafty ploys to keep you frugal. As always –...
Being entrepreneurial, following your dreams and starting something new is exciting and can be extremely rewarding. But… not being able to find reliable, competent staff is a common problem. Realising that employees are sometimes a reflection of their employer is a helpful first step towards nurturing your human capital. This is not to say that...
FNB recently did a study of the top reasons why South Africans choose to save their money in a culture with a penchant to spend, spend, spend. The results of the study show three main outcomes for which people save, prioritized differently depending on the income bracket of the person. The three main reasons for...
Retirement annuities form a staple for many people’s financial saving diet. Seeing that it is such an important investment it would be wise to not let it stagnate and lose. The fees charged on RA’s have undergone significant change over the past years, if you have been investing into your RA for more than five...