“Every financial plan starts with a budget!” Ruark Pepler.
It is almost impossible to plan for your future financial needs if you don’t have a budget. Contrary to popular belief, a budget shouldn’t make you feel bad or feel like you’re useless with managing your money, rather, a budget is an important tool to guide you to financial independence and a secure future for you and your family.
It’s a flexible, working document that can be amended as often as needed. Please feel free to ask for our budget template if you need help.