When we sit down to build a financial plan, our eyes are naturally drawn to the summit, not the basecamp. We focus our energy on the big, inspiring goals: retiring with dignity, leaving a meaningful legacy, aiming for financial independence or funding our children’s education. We engineer our long-term investments to weather global economic storms...
One of the metrics used extensively in the financial profession to evaluate a given decision is the Return on Investment (ROI). It’s used in other areas too, like in marketing and operational planning meetings for larger companies and corporations. This metric drives us to optimise portfolios to chase the highest possible yield. We scrutinise management...
When working with a qualified and experienced financial planner, you should have a partner who will be exceptionally well-positioned to diagnose a balance sheet. They can easily spot a gap in risk cover, identify underperformance in a portfolio, and structure a tax-efficient estate plan. We are taught to read the numbers like a novel. But...
Have you ever thought about the unspoken money scripts we pass to our children? As parents, we often assume that teaching our children about money requires a formal sit-down conversation. We plan to wait until they are teenagers to explain the mechanics of a budget, the danger of credit cards, and the magic of compound...