“Every financial plan starts with a budget!” Ruark Pepler. It is almost impossible to plan for your future financial needs if you don’t have a budget. Contrary to popular belief, a budget shouldn’t make you feel bad or feel like you’re useless with managing your money, rather, a budget is an important tool to guide...
Readiness is key to learning something new. If we’re not ready to learn something… it will probably go straight in one ear and out the other. That was a favourite phrase of parents and teachers alike – if we weren’t paying attention, they’d lay that line thicker than peanut butter on a slice of white...
Whilst intentional reflection may happen at the end or beginning of a year or personal growth journey, unintentional reflection happens all the time. And, we barely notice it, most of the time. But, several times a week, if not several times a day, we measure ourselves against something or someone; we’re either measuring ourselves against...
For many years the culture of all communication has been changing. Initially, many of us thought that the social media and digital branding space was merely a digital version of what we were doing in the real world. But it’s not. It’s more complex and nuanced than we realise. How we communicate with our family...