“Understand the structure of your policy and know how to compare apples with apples,” Ruark Pepler. There are many elements of a risk insurance quote and are the main reason why we can’t simply weigh up two different quotes based on cost. In most cases, it’s not like comparing apples with apples – so, understanding...
Category: Risk Insurance Series
Critical Illness (Dread Disease Cover)
“The purpose of critical illness cover is to support you with the additional costs (outside of medical cover) that are generated by the diagnosis of a disease,” Ruark Pepler. If you’re looking for an insurance or risk product that pays out on the diagnosis of a critical illness, then this is the video that you...
Underwriting VS No Underwriting
“Get underwritten insurance as far as possible and save yourself a small fortune,” Ruark Pepler. This vlog is all about the implications of limited, or no, underwriting when it comes to insurance and risk products. There are typically two types: one is issued with limited information about you as the insured party the other is...
Risk Insurance Series: Risk Insurance
Risk Insurance covers very specific financial products that are aimed at providing an income or payout when certain life circumstances prevent us from earning our normal income or destroy our wealth. In this video, Ruark shares an overview to the following: Disability/Functional Impairment Insurance Critical Illness Insurance Life Insurance Income for dependents Debt considerations and...