How can you plan for the unexpected… and, if you’re expecting it, then how can it be unexpected? Well, those are good questions! Planning and arranging your spending plan to include the ‘unexpected’ is a wise approach to take. When we talk about unexpected costs we generally mean services or commodities that are over-and-above what...
The number of people who are currently saving is declining, research shows. Last year MasterCard conducted a survey to discern consumer purchasing priorities and the research revealed that saving is a forgone priority in an increasing amount of household budgets. The biggest barrier-to-entry in any budget for savings is the belief that there is no...
In an article published on Fin24 earlier this year, it was said that homes are expected to become less affordable this year (2014). John Loos, household and property sector strategist at FNB Home Loans, said the following: “After six years of improving residential property affordability, 2014 could be a year in which this improving affordability...
Economists are not positive about the growth of investments this year as they foresee a tighter budgetary approach from investors who are feeling the pinch of rising costs. This means that all of us should be doing whatever we can to engage with our monthly spending plans and pull back on unnecessary costs. With that...